For me this is quite a beautiful scenery. I do think that some effect has been added to keep the... ah; basically the contrast is altered as it seems.
What I like in this is firstly, the golden hue that the over all image has. As if it is not black and white, rather it is black and golden... the shades re a transition between these two extremities. Then the clouds are just amazing. I have seen many shots of clouds and all and this is one of my favorite ones. I do realize that the contrast added a lot to the texture and feel of clouds but again, that is part of art.
Then the reflection on the water... it is almost serene. For me it carries emotions but such that I cannot explain. Beautiful yet... intimidating. Over all a wonderful shot!